A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

U

Underwriting	The process of analyzing a borrower's capability to honor repayment of a loan (evaluating his or her credit, assets, employment) along with the value of the property being purchased, to help minimize the risk involved for the party lending the purchase money
Unilateral contract	A one-sided contract in which only one party is legally under obligation by the terms of the contract; one party promises an action to the second party, who is not legally required to respond, but if the second part does comply, then the first party is obligated to honor the promise made
Unsecured loan	A loan that is not guaranteed by collateral
Usury	The act of charging more than the maximum rate of interest permitted by law

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Real Estate Tips Selling Your Home >Reviving the Listing In every town there are homes that sell rather quickly, while others linger on the market. Real estate professionals suggest numerous approaches to maximizing a home's curb appeal -- everything from fresh paint to new landscaping. But if the "For Sale" sign in front of your house has become a neighborhood fixture, it is important to work with your real estate agent to keep your listing fresh. Whenever your house is shown, the real estate agent will get feedback from the buyers or other agents about what they liked about your house and what did not work for them. Allow your agent to be completely frank with you about any feedback he or she receives. Listen with an open mind and with the understanding that there is nothing personal about these comments. Don't delay in implementing any of the ideas that make sense to you. Your real estate agent's job is to come up with new ideas for marketing your home in order to get buyers inside. Your job is to ensure that your house looks its best. See All Tips In The "Selling Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories > Real Estate Trivia Q  What are the financial benefits of having a home near a body of water? A  The mere presence of water within 300 feet increases a home's value by 22 percent. See More Real Estate Trivia >

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Hank Cosby Hank Cosby Real Estate 3812 Old Buckingham Road Powhatan, VA. 23139 Phone: (804) 598-2875 Fax: (804) 598-2833 Email: hank@hankcosby.com Hank Cosby and his team know the Powhatan and Richmond areas well. You deserve their expertise, knowledge, and commitment on your side. Please do not hesitate to contact Hank and his team for more information. www.hankcosby.com is brought to you by Hank Cosby, real estate for Powhatan County and Western Richmond, Virginia Read Hank Cosby's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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