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|  | | | Hank Cosby Real Estate Office | |
Hank Cosby offers you an unparalleled commitment to customer service based on hard work and dedication to achieving the results you deserve. Hank believes that in order to effectively serve you, a real estate professional must know the market and the area well.  | | | Hank's Family Farm | |
This knowledge comes naturally to Hank because his family has lived in the Powhatan area for over five generations. Powhatan County is a small community just minutes west of Richmond, Virginia. Hard work also comes naturally to Hank. He grew up on a farm that instilled in him both the value of hard work and an appreciation for the outdoors. Hank believes in doing everything possible to help his clients accomplish their goals.
Whether it's helping you buy a home, sell your current residence, or invest in real estate for the future, you can count on Hank to effectively represent you and deliver when it matters most. |  | | | Powhatan is a beautiful community located just minutes from Richmond. | |
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Time to Move >When Your House Gets Too Big
As the Baby Boomers of the 1950s send their children off to college, they join the part of the market called "empty nesters". At this point they no longer need six bedrooms and three baths, a family room and a gigantic yard. Many "empty nesters" are trading in the family home for something that is smaller, easier to maintain and has the amenities that are important to their more carefree lifestyle.
If you are considering such a move, start out by consulting a good Realtor whom you like and trust. The good news is--- when you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. These capital gain exclusions apply whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your Realtor can help you find a home that has all the conveniences and amenities you desire.
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| Q |
What four states in the Southwest are noted for having boundaries that touch.
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| A |
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries. |
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- NUMBER1EXPERT™ 
