Powhatan County and Western Richmond real estate and homes for sale in Virginia - Hank Cosby, REALTOR® Hank Cosby REALTOR(r) for Powhatan County and Western Richmond, Virginia real estate - NUMBER1EXPERT™ Hank Cosby NUMBER1EXPERT(tm) for Powhatan County and Western Richmond, Virginia real estate
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About Hank Cosby?: Powhatan County and Western Richmond Virginia home buying, real estate listings, and homes for sale in Powhatan                       County, VA
Welcome > About Me > Who Am I? ...


Hank & Noble Fall 2007

Meet Hank Cosby 

HANK COSBY REMEMBERS THE DAY LIKE IT WAS YESTERDAY 

He was driving by Hughes Creek, a local historic home built in 1833, and he felt an immediate connection.  

Even though it was run down and had been vacant for many years, he was taken by the tall front porch pillars, the sturdy brick construction, and the gentle slope of the surrounding acreage.  

When Hank did some research, though, he stumbled onto the home's only major problem -- it wasn't for sale. 

ONE MAN'S DREAM 

Undeterred, Hank sat down and wrote the owner a letter. He knew how much he would love to own this property, so Hank put his heartfelt thoughts into words. He wrote how seeing Hughes Creek reminded him of his own upbringing on a nearby farm and how he had great plans for revitalizing this slice of Powhatan history.  

The owner agreed to meet with him, and eventually, Hank purchased the property. True to his word, Hank started in right away on the renovations. Today, because of a lot of hard work and effort, Hughes Creek is a testament to one man's dream. 

Interestingly enough, Hank's roots in the community date almost as far back as Hughes Creek.  

Five generations ago, Hank's great great-grandfather fought in the Civil War and afterwards settled into Powhatan. His great-grandfather started a general store in the late 1800's, and today, the structure still stands on the family farm. More recently, Hank's grandmother helped organize Powhatan's Historical Society. 

Hank, too, has been active in Powhatan ever since he was a young boy. He was active for many years with Powhatan's 4-H club and participated in many of its agricultural and citizenship programs. While at Pocahontas Middle School, Hank enjoyed an early experience in journalism as a student reporter for Powhatan's local newspaper.  

THESE ROOTS RUN DEEP 

As deep as Hank Cosby's roots run in Powhatan, he's never been one to take his community for granted. That's why he makes such a dynamic real estate professional. His love for the area and its heritage have inspired him to do his best when helping you buy or sell a home.  

For Hank, his family's deep local roots are a symbol of dedication to the Powhatan community. True to his name, Hank brings the same kind of commitment to helping you achieve your goals. Hank goes out of his way to get you the information you need so you can make the best decisions. He knows buying or selling a home is a big investment, so he commits all his energy and knowledge to helping you make the most of this exciting time. 

If you're buying or selling a home in Powhatan or the surrounding communities, count on Hank Cosby. His time honored approach to real estate helps you see that These Roots Run Deep. 

Contact Hank Cosby Real Estate today -- you'll be glad you did. 

 

Hank's Family Farm
Hughes Creek Before Restoration
Hughes Creek After Restoration
Hank Cosby Real Estate, Powhatan Courthouse, Virginia

 

 

 

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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
What does the term ARM stand for?

A 
An ARM is an Adjustable Rate Mortgage, a loan where the interest rate is tied to an economic index that fluctuates with the market.
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Hank Cosby, REALTOR®, real estate agent and broker for Powhatan County and Western Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Hank Cosby
Hank Cosby Real Estate

3812 Old Buckingham Road
Powhatan, VA. 23139
Phone: (804) 598-2875
Fax: (804) 598-2833
Email: hank@hankcosby.com

Hank Cosby and his team know the Powhatan and Richmond areas well. You deserve their expertise, knowledge, and commitment on your side. Please do not hesitate to contact Hank and his team for more information.

Equal Housing MLS REALTOR


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